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What is the residential exemption?
Who should I call if I have a question about my taxes?
The Malden City Council and the Office of the Mayor have adopted the Residential Exemption which is intended to lessen the tax burden on eligible homeowners. The Residential Exemption establishes a “graduated” tax, reducing the taxes of lower valued properties while increasing the taxes of higher valued properties and non-owner occupied residential properties. The Residential Exemption is a tax-shifting option that municipalities in Massachusetts must vote on every year during the annual classification hearing.
Who is eligible?
Only taxpayers owning AND occupying a residential property as of January 1, 2010 in Malden AND using this property as their principal residence when filing state and federal tax returns. If the property is held in a trust, the occupying owner must be both a trustee and beneficiary.
Do I need to reapply if I received an exemption in 2009?
No. However, first time applicants have until March 31, 2010 to submit an application.
How much will I receive and how does it work?
This year every eligible taxpayer will receive an exemption of $873.36, fifty percent of which will appear as a credit on the January, 2010 bill and the other fifty percent will be credited on the April, 2010 bill.
Will this affect my Statutory exemption?
No. Statutory exemptions such as Widow’s, Veterans, Legally Blind, Elderly (70 and over), and others will not be affected. You will continue to receive your full exemption. Please note: Massachusetts General Laws require that a taxpayer cannot pay less than 10% of the full tax due. If a taxpayer receives both a Statutory and Residential Exemption and amount due is less than 10%, the City will adjust the amount of the Residential Exemption.
This serves as a summary and will not answer every question. If you have any questions, please feel free to call the Assessor’s Office at (781) 397-7100 or email us at email@example.com.
Who should I call if I have a question about my property value?
If you have any questions about current taxes, back taxes, or non-assessed value issues, please call the Treasurer's Office (781) 397-7090.
What does 100% of full and fair cash value mean?
If you have any questions about your assessment, please call the Assessor’s Office at (781) 397-7100.
How can I check my property information?
The courts have defined this phrase to mean “current market value,” the price arrived at by a willing buyer and a willing seller, each with a good knowledge of the market and each acting without undue pressure or compulsion. Thus, in determining value, assessors seek to approximate what property would sell for on the open market, within an acceptable range of error.
What is Proposition 2½ and how does it affect my assessment?
See online Assessor's Database, or call or visit the Assessor's Office for property ownership information.
Can I view assessor's maps?
Proposition 2 ½ is a State Law which restricts the increase on the total levy limit to no more than 2 ½%. The levy is defined as the total amount of tax dollars we actually bill for the entire City, while the levy limit is defined as the maximum amount we could bill. The difference between the levy limit and the actual levy is called excess levy capacity.
A very important exclusion for this limit is what is know as new growth. New grown is best defined as new construction or improvements that people make to their property. As a result, the actual total tax dollars the City bills may be greater than 2 ½% of the actual levy from the previous year. For the individual taxpayer or homeowner, it is important to remember that the 2 ½% limit does not limit the increase of your individual property to 2 ½%. In fact, there is no limit on the individual value increase or tax increase on any one property as long as the value is fair, equitable and an accurate reflection of market value.
What is the charge for purchasing copies of commitment books?
How do I change my mailing address for tax billing?
Yes, you can view the maps in the Assessor’s Office.
Where do I go to get an Overvaluation Abatement Application?
You must either submit a letter requesting the change to the Assessor’s Office, or you can download the Change Request Form, or come in person to the Assessor’s Office and fill out a change of address form.
How do I file an abatement application?
Please visit the Assessor’s Office to apply for an abatement form, or download Form 128 (Application for Abatement of Property Tax).
If my application is denied by the Board of Assessor's, do I have any recourse?
You must file an application by the due date of the Third Quarter Actual Tax Bill at the Assessor’s Office on the 3rd floor of City Hall, Room 317, or by U.S. mail postmarked no later than the due date as noted above. You may also fax a copy of your Overvaluation Application to the Assessor’s Office (781) 397-7099. Please note, if you fax your application, you must also mail the original application keeping in mind the due date as noted above.
Before you file, you should ask yourself three questions:
Is the data on my property correct?
Is my value in line with others on my street?
Is my value in line with recent sales in my neighborhood?
Remember that dissatisfaction with the amount of valuation increase and the resulting tax dollar increase is not grounds for receiving an overvaluation abatement. Filing an overvaluation application, does not stay the collection of taxes. YOU MUST STILL PAY YOUR TAX BILL BY THE DUE DATE.
What happens if my abatement is approved?
You can file an appeal within 3 months of your Notice of Denial to:
State Appellate Tax Board
100 Cambridge Street
Boston, MA 02202
Please note you must pay your taxes pending your appeal.
You will receive a notice indicating the amount of the abatement and a credit will show on your next (4th quarter) tax bill.