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Dental Insurance
The City of Malden offers employees a Delta Dental PPO Plus Premier Plan and a DMS Cigna Dental Care Plan. Employees have 30 days from their initial date of hire to submit enrollment forms.
Please note: Delta coverage, effective 30 days from date of hire (Ex: Hire date 07/11/2021 coverage effective 08/11/2021); CIGNA coverage, effective 1st of the month following one month of service (Ex: Hire date: 07/11/2021 coverage effective 09/01/2021).
Dental Comparison Chart
| Plan Coverage | DMS CIGNA | Delta Dental |
|---|---|---|
| Deductible | $0 | $50/Individual or $150/Family |
| Office Visit Co-Pay | $10 | Varies |
| Calendar Year Maximum | N/A | $1,000/person |
| Preventative Coverage | 100% | 100% |
| Basic Restorative (i.e. fillings) | 100% | 50% |
| Major Restorative (i.e. crowns, root canals) | 50% | 50% |
| Orthodontia | 50% | 0% |
| Plan Type | HMO | PPO |
| Plan Summary | You can find the Summary of Benefits here | You can find the Summary of Benefits here |
| Enrollment Form | DMS CIGNA Enrollment Form | Delta Dental Enrollment Form |
| Individual Plan Monthly Rates | $27.65 | $44.00 |
| Individual+1 Plan Monthly Rates | $53.00 | N/A |
| Family Plan Monthly Rates | $76.00 | $112.00 |